Debt among young Americans is increasing. Are they ignoring their parents’ advice, or are the parents failing to teach their children about money? Here are a few simple lessons that children as young as seven or eight can understand. Firstly, save before you buy. When you receive money you should immediately save some of it, maybe 20%. After this, spend what you want. Secondly, watch your money. Don’t trust other people with it. Don’t lend money and don’t try to buy friends. If friends want your money, they aren’t real friends. Another piece of advice: buy only what you can afford. If that MP3 player or cell phone costs more than you have, then you don’t need it. Don’t borrow money for it, either. If you really want something, you can save for it. Saving teaches discipline. Also, after you have saved up enough money, you may realize you don’t really want it after all. Finally, don’t compare your possessions with your friends’ possessions. That expensive computer game next door may be borrowed or paid for on credit. There is an old saying: “Give a person a fish and he will eat for a day. Teach a person how to fish and he will eat for the rest of his life.” This is also true when we teach our children about money. Don’t lecture your children or buy them everything they want. Teach them good habits and they will always look after their money.

首先根据课文设计相应的问题如判断正误写T<true>OrF<false>       

然后再根据课文设计相应的问题,加深对课文的理解.

最后让学生用英语说出中国家长对孩子管理钱的做法,让学生了解中外文化的差异.并且练习学生的口头表达能力,和语言综合应用能力.我们应该采取积极主动的态度去了解、学习并研究外国文化，把他们与中国文化进行对比和观照，分析其各自的优缺点和长短处，从而提高自己的文化自觉性.